OUR SERVICES

FHA loans are backed by the Federal Housing Administration and are ideal for first-time buyers. With just 3.5% down and flexible requirements, they’re a smart choice for purchasing or refinancing a primary home.

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• Low Credit OK: Scores as low as 580 accepted; alternative credit may qualify.

• Help with Costs: Gift funds allowed; sellers can cover up to 6% in closing costs.

• Great for First-Timers: Perfect for new buyers—even manufactured homes may qualify.

We help Veterans and active duty service members access VA Loans with $0 down and no monthly mortgage insurance.

Need your Certificate of Eligibility? We’ll take care of it.

Thank you for your service to our great nation.

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• $0 Down Payment – No down payment required for qualified buyers

• No Mortgage Insurance – Save monthly with no PMI

• Flexible Use – Purchase, Refinance, or Rehab your Primary Residence

Flexible mortgage options with down payments as low as 3%. Great for primary homes, second homes, and investment properties—including options for self-employed buyers.
Conforming and non-conforming options available to fit a variety of income and credit profiles.

• Down payments as low as 3% available

• Ideal for self-employed or non-traditional income buyers

• Can be used for primary homes, second homes, or investment properties

This Free Refinance Advisor
has been designed to help narrow down options based on your individual needs. It’s quick, it’s easy, and the more questions you answer — the more accurate your results. You’ll receive the refinance information you need instantly without all the calls and emails!

• Get personalized results in minutes

• No phone calls, no spam — just answers

• Tailored options based on your unique goals

Jumbo Loans exceed the standard loan limits, starting above $647,200.00. These loans are typically used for high-end homes or custom construction. While most lenders cap loans at $2,000,000.00, I’m open to discussing loans above $5,000,000.00.

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• Jumbo Loans start above $647,200.00.

• Used for expensive and custom homes.

• Loans over $5,000,000.00 are welcome to discuss.

This Free Purchase Assistant has been designed to help narrow down options based on your individual needs. It’s quick, it’s easy, and the more questions you answer—the more accurate your results. You’ll receive the purchase information you need instantly without all the calls and emails!

• Quick and easy process tailored to your needs

• Accurate results based on your responses

• Instant purchase information with no hassle or follow-up calls/emails

Build your home with a One-Time Close construction loan—all in one loan. Choose a Government-Insured option with 0% down for eligible VA veterans, or a Conventional program with as little as 5% cash or equity down. Build on land you own or include land purchase or payoff. 

• One-Time Close Options Available

• Government-Insured and Conventional Programs

• Build on land you own or include land purchase

• Down payments as low as 0% for qualified borrowers

Renovation loans are available for government-insured and conventional programs, covering minor updates to major renovations for primary, secondary, or investment properties.

• FHA 203-K and VA Renovation Loans are government-insured

• Available for purchase or refinance of primary residences

• Covers minor cosmetic upgrades or major structural changes

• Conventional options also apply to second homes and investments

The Reverse Mortgage lets homeowners 62+ access cash from their home with no monthly payments. It can be used to refinance or even purchase a new home. Despite its benefits, many seniors hesitate to use it—so we provide local, in-person and online support from trusted advisors.

• For homeowners 62+

• No monthly mortgage payments

• Refinance or purchase a home

• Local, personalized service

• We assist Company Owners and Real Estate Investors with Real Estate Financing in Thirty-Five (35) states. 

• These loans allow for Purchases, Refinances (up to eight units) and renovations, with no requirement for Income Documentation.  Let us be your One Stop Shop for “Fix ‘N Flips”